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RRSP Gains
If you have investments, you may want to consider holding some of them in your self-directed RRSP and some outside it. When you’re deciding which investments to hold in your RRSP, remember that only 50% of capital gains are taxable, but income from interest-bearing investments is 100% taxable. You may save more in taxes by holding your interest-bearing investments in your RRSP, where the income will accumulate tax-free.
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